LOAN MANAGEMENT SOLUTION
encore
LOAN MANAGEMENT SOLUTION
Encore is a lightweight banking solution for small banks and financial institutions
Creating repayment schedule Managing disbursements, demands, repayments, Advance repayment, part redemption, pre-closures, closures Maturity handling, moratorium, NPA and provisioning
Multi-stage workflow for loan applications Credit bureau checks Detailed customer profile capture eKYC Integration
Setup internal accounts – fee, cash, interest, and others Post transactions to internal accounts Holiday marking, Branch configuration
CASA – current accounts, savings accounts Deposits – fixed deposits, recurring deposits
Configurable amount and tenure range, frequency Equated, Bullet and Overdraft Loans Setup loan accounts – based on product selected Setup fee computation rules Manage fee tables - flat and slab-based, fixed and percentage
Trial balance reports Future projections Demand due reports Account statements Repayment schedules