Sensei

Encore is a lightweight banking
solution for small banks and
financial institutions

Loan Lifecycle Management

Creating repayment schedule
Managing disbursements, demands, repayments,
Advance repayment, part redemption, pre-closures, closures
Maturity handling, moratorium, NPA and provisioning

Loan Origination

Multi-stage workflow for loan applications
Credit bureau checks
Detailed customer profile capture
eKYC Integration

Internal Accounts and Administration

Setup internal accounts – fee, cash, interest, and others
Post transactions to internal accounts
Holiday marking, Branch configuration

Liability Products and Accounts

CASA – current accounts, savings accounts
Deposits – fixed deposits, recurring deposits

Loan Products and Accounts

Configurable amount and tenure range, frequency
Equated, Bullet and Overdraft Loans
Setup loan accounts – based on product selected
Setup fee computation rules
Manage fee tables - flat and slab-based, fixed and percentage

Reports

Trial balance reports
Future projections
Demand due reports
Account statements
Repayment schedules